A comparison between the products, pricing and features offered by Teamfi and InstaRaise
Last Updated:
July 28, 2026
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Traditional fundraising strategies such as product sales, gift catalogs, and rep-assisted sales drives are still very popular in many spaces when it comes to athletic and group fundraising. Companies such as InstaRaise attempt to adapt these traditional product-based sales and hybrid donation models to online and mobile channels through digital storefronts and rep support.
Teamfi is a fundraising platform that focuses on providing new and innovative digital fundraising solutions to eliminate costs, simplify the process, and modernise fundraising without hidden fees or product handling logistics.
Whether you are new to fundraising or you’re curious about how to bring your preexisting fundraising into the digital space, Teamfi or InstaRaise may provide a solution for you.
When investigating a fundraising platform, it is important to look at the details and consider what it can do for you. In this comparison between Teamfi and InstaRaise, we will look at pricing, fundraiser types and tools, and features to see how the two platforms compare.
InstaRaise heavily promotes its "Hybrid" fundraising approach—combining traditional product sales (like tumblers, candles, and custom gear) with online donations.
Understanding the difference between physical/hybrid catalog sales and Teamfi’s array of 100% digital products is crucial when determining overall group profitability. Here are key considerations for how digital products help increase your final take-home payout:
First, consider how selling physical items affects your take-home revenue. When offering physical items, a substantial percentage of every sale goes toward product manufacturing, shipping, and fundraising platform margins. While InstaRaise markets high profit margins, physical product and hybrid models inherently retain less profit compared to pure digital contributions.
This means in order to take home the same amount of money from your fundraiser, you may have to sell double or triple the volume in merchandise compared to direct digital donations on Teamfi.
The effort of managing product options rather than using direct shareable links creates extra steps for organizers. Considering the added labor to raise the same amount of money after revenue splits, physical product drives can quickly become burdensome.
Finally, modern donors and program supporters frequently prefer making direct financial contributions where 100% of their intended gift directly supports the athletes. With Teamfi’s $0 platform fees, donors know their full contribution reaches your group after standard credit card processing fees.
Teamfi operates with absolute transparency when it comes to pricing. Teamfi publicly lists their pricing structure on their website, making it clear that there are no upfront costs or surprise invoices coming your organization's way.
InstaRaise does not publish exact platform or processing fee schedules on their website, requiring organizations to consult with a representative to review specific campaign terms.
In addition to fee transparency, Teamfi enables organizations to retain maximum funding. Teamfi has no platform fees, with the only deduction being standard credit card processing fee of 2.9% + $0.30 per donation. This results in groups walking away with an average of 96.5% of total funds raised.
When running product or hybrid sales through InstaRaise, a large portion of donations must cover product and logistics costs, reducing your take home payout compared to direct crowdfunding.
Teamfi eliminates guesswork entirely so you know what you’ll walk away with before launching. See what you could save with Teamfi on the calculator below:
Keeping $1,650 more on a $10,000 fundraiser directly impacts what your program can accomplish. Retaining an additional $1,650 allows your group to:
By eliminating revenue splits and platform fees, Teamfi ensures your program retains the most of every dollar given.
See here how the features offered by both Teamfi and InstaRaise compare.
Dakota Wesleyan University Women's Basketball
Mitchell, SD
"Loved this fundraiser and I thought it was the easiest thing ever. I had access to everything and was able to do things on my end. If I ever had a question, you were super easy to work with and got back to me right away. Also, you don't take advantage of the percentage on the back end, which we appreciate!"
Celeste Beck
Associate Head Coach
Fruitport Football
Fruitport, MI
“All-in-all, I absolutely LOVED TEAMFI. The communication and support was excellent, player acclimation was incredibly simple, and donors appreciated the text messages over emails. The campaign was light years ahead of similar programs."
Nate Smith
Head Football Coach
Fundraising doesn’t stop, and neither should your support. That’s why our team is available to help you quickly and clearly, without hidden fees or long wait times. From onboarding to live campaign questions, you’ll get practical, hands-on guidance from real people who understand how the platform was built and how fundraisers actually run—so you can stay focused on raising money, not figuring out software.
“The communication & support was excellent.”
NATE S.
HILLSDALE, MI
“The company, the software, the customer support. Everything was an absolute 10.”
DANIELLA L.
CONCORD, CA
“Your customer service is the best by far!”
PIA R.
SARASOTA, FL
How do the fees compare between Teamfi and InstaRaise?
Teamfi charges 0% in platform fees, meaning you only pay standard credit card processing fees (2.9% + $0.30 per transaction). InstaRaise does not publish flat fee schedules online, as fee structures vary depending on whether you choose donation, product, or hybrid campaign models.
How fast can we set up and launch a campaign?
You can launch a Teamfi campaign in as little as 15 minutes directly from your phone or computer. InstaRaise also allows online campaign registration, though hybrid or apparel shop campaigns may require extra time for store configuration and product selection.
Does InstaRaise or Teamfi provide representative support?
InstaRaise assigns a dedicated representative to assist campaign leaders with setup and strategy. Teamfi provides complete self-serve digital tools backed by on-demand customer support, allowing organizations to avoid representative commissions and keep 96.5% of donations.
Do supporters need to download an app to donate or buy items?
No. Supporters on both platforms can contribute or buy items directly using web links sent via text, email, or social media.
Are supporter contact details kept private?
Yes. Both platforms prioritize privacy. Supporter phone numbers and emails are used strictly to process transactions, fulfill orders, and send campaign progress updates.
Do our participants need to distribute physical products?
Both Teamfi and InstaRaise offer capable tools to power school and team fundraising, and each can deliver strong results depending on your specific goals.
However, when evaluating profit margins, public pricing clarity, and hassle-free management, the advantage is clear. Teamfi offers a simple, digital-first experience that eliminates physical product logistics, contract requirements, and platform fees. This ensures the vast majority of every dollar donated goes directly toward your organization.
By removing upfront costs and administrative roadblocks, Teamfi helps you run a smooth campaign so you can spend less time handling orders and more time supporting your program. Launch your Teamfi fundraiser in under 15 minutes today!
Your team deserves 100%
