A comparison between the pricing and features offered by Teamfi and Cheddar Up
Last Updated:
June 25, 2026
Summarize
With AI
Teamfi and Cheddar Up are two modern digital fundraising platforms that remove the platform fees of many traditional fundraising services and offer digital fundraising tools to help you raise money.
Teamfi and Cheddar Up both provide great options for any organization looking to fundraise, but each platform has specific features and pricing that are important to understand before choosing which company to fundraise with.
Teamfi offers tools to aid in fundraising campaigns typically held as a single session. While Teamfi does not limit how long a fundraising event lasts, their features such as a two-week automated text flow, a 31-day fundraising calendar, and a-thon software which is built around a singular pledge-based event are all geared towards single session fundraising.
Cheddar Up does offer single session fundraising on its platform, but they also operate slightly differently as a platform. Cheddar Up offers recurring donation systems allowing for multiple sessions of donations from individual donors. They also use this tool similarly to offer assistance with dues and membership fees.
These tools can be used similarly, but are fundamentally different and each may be helpful depending on your organization's needs.
Cheddar Up also offers various services that Teamfi does not including ticketing and volunteer registration. Cheddar Up offers software tools that allow you to collect tickets and manage event participation and attendance.
Although the tools offered by Teamfi and Cheddar Up have many differences, because of the flexibility of both platforms they can share many of the same users.
Let’s take a look at a few reasons why an organization might choose to go with Teamfi or Cheddar Up.
Teamfi works best for Teams and organizations that want full access to fundraising tools without the subscription fees, flexible fundraising options that are under full control of the organization, and lower payment processing fees.
This may include:
Cheddar Up works best for groups looking to use the extensive features and tools offered by their subscription services, organizations looking for recurring donations or due collection, and programs looking for donor fee flexibility.
Cheddar Up is best for:
Teamfi offers a streamlined donation process designed to help generate funds for your organization regardless of the situation. Teamfi offers assistance with single-session fundraising, but has seamless fundraiser rollover capabilities that allow you to create a new fundraiser containing the same participants and contacts with just one click.
Cheddar Up offers great tools for services including ticketing and sales, but lacks variety and flexibility when it comes to their fundraising options. For organizations looking for tools such as ticketing, sales, and volunteer management Cheddar Up possesses flexible online tools with their subscription plans. If you are in need of flexible fundraising tools that offer you the full set of features without any subscriptions necessary, choose Teamfi.
Pricing transparency is important when it comes to any fundraising service, and both Teamfi and Cheddar Up are upfront with their pricing.
Teamfi and Cheddar Up both have no platform fees, meaning the only charges you will face on both platforms are processing fees.
Teamfi partners with Stripe for all payment processing. Standard credit card fees of 2.9% +$0.30 per donation typically round out to about 3.5% meaning you will walk away with an average net of 96.5% of all the funds that you raise.
Cheddar Up’s processing fees on their free plan are 3.95% +$0.95 per transaction, and on their paid plans are 3.59% + $0.59 per transaction. These processing fees are notably higher than Teamfi, however Cheddar Up offers organizations fee flexibility.
Cheddar Up allows the organization to choose to pass these fees onto their donors. If an organization chooses to opt in to this they will pay no processing fees at the end of their fundraiser, and net 100% of their donations. However, individual donors will still be paying these higher processing fees.
If an organization does not choose to pass their processing fees onto the donor, let’s take a look at how the payment processing fees compare between Teamfi, Cheddar Up’s free pricing plan, and their paid subscription plans.
See here how the features offered by both Teamfi and Cheddar Up compare.
Fundraising doesn’t stop, and neither should your support. That’s why our team is available to help you quickly and clearly, without hidden fees or long wait times. From onboarding to live campaign questions, you’ll get practical, hands-on guidance from real people who understand how the platform was built and how fundraisers actually run—so you can stay focused on raising money, not figuring out software.
“The communication & support was excellent.”
NATE S.
HILLSDALE, MI
“The company, the software, the customer support. Everything was an absolute 10.”
DANIELLA L.
CONCORD, CA
“Your customer service is the best by far!”
PIA R.
SARASOTA, FL
What is the main difference between Teamfi and Cheddar Up?
Teamfi is designed specifically for team and group fundraising (like crowdfunding campaigns, calendar fundraisers, and a-thons). It features built-in tools like automated SMS outreach to help teams raise money quickly.
Cheddar Up is a comprehensive payment and form collection platform. While it supports fundraising, its primary strength is managing group life such as collecting club dues, selling spirit wear, tracking event registrations, and gathering custom form details.
Which platform is better for a sports team or school group?
This depends heavily on your organizations needs and goals:
Does Cheddar Up support peer-to-peer fundraising?
Yes, Cheddar Up does offer peer-to-peer setups (like tracking individual participant goals for a-thons). However, Teamfi focuses entirely on this loop, offering automated text message outreach and leaderboard tracking optimized purely to drive donations.
How do donors/payers access these platforms?
Both Teamfi and Cheddar up are completely web-based and mobile-friendly for donors. Neither your donors nor your participants need to download an app to submit a payment or create an account/donation page.
Can multiple organizers manage the same fundraiser?
Teamfi: Yes, Teamfi allows for multiple accounts to share administrative access to a fundraiser after it is created.
Cheddar Up: Yes, but advanced team management and adding multiple managers/handing over a page to a new committee member requires their paid Team Plan.
How and when do we get paid?
Teamfi: Funds are securely processed by Stripe. Payouts are either directly deposited into your organization's bank account, or sent by check through the mail.
Cheddar Up: Collected money accumulates in your digital Cheddar Up balance. Organizers must manually trigger a withdrawal to their bank account. Standard ACH withdrawals are free and take 1–3 business days.
Both Teamfi and Cheddar Up provide great digital tools to help you fundraise.
When it comes to choosing what is best for your organization, it is important to consider the details. Understanding your organization's needs and goals allows you to select the best tools and features for the lowest total cost.
For groups that need simple and effective fundraising solutions without additional services such as ticketing and merchandise sales, Teamfi offers essential fundraising tools without the subscription fees for full access.
For organizations that want a full array of payment collection options for event hosting and volunteer sign-up and registration, subscribing to Cheddar Up may be a great option.
Both companies offer transparent pricing, a variety of affective features, and customer support to aid in your fundraising efforts. To learn more about fundraising with Teamfi, book a free demonstration today!