The 7 Best Calendar Fundraiser Platforms of 2026

August 11, 2026
8/11/26
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The 7 Best Calendar Fundraiser Platforms of 2026 – A full comparison of each digital calendar platform – Teamfi Blog.

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Last verified: October 6, 2026
Published by Teamfi – How we compared these platforms.

Before you read: Not sure what a calendar fundraiser is? (You may know it as a pick a date to donate calendar or donate a day fundraiser.) It’s a digital fundraising format where you collect donations for each day in a calendar and a filled 31-day calendar raises $496 – read our full guide. Wondering what most groups actually raise in practice? See how much the average calendar fundraiser makes.

What’s The Best Calendar Fundraiser Platform in 2026?

This is highly dependent on your sports team, organization, or school group’s needs – there is not an all-encompassing best platform for every use-case.

However, weighing fees, public reviews, flexibility, and features together, the best calendar fundraiser platform for most groups is Teamfi: it charges no platform fees, no subscription fees, and no mandatory donor fees (Teamfi is funded entirely by optional tips that donors see clearly at checkout and that are never deducted from donations). It holds a 5-star rating on Google and Facebook across 40+ reviews and 70+ testimonials on their site, includes all advanced fundraising features like SMS automation, participant sub-grouping, and nonprofit verification at no additional cost, and even offers multiple other digital fundraising products that offer additional future flexibility for your organization.

With that said, for certain teams, organizations or individuals, other calendar fundraiser platforms could be a good fit:

  • If you are looking specifically for a platform with recurring calendars (one for all 12 months of the year) or cross-campaign reporting, Monthfund could be a good solution for you.
  • If you are looking for a fully built-for-you calendar or looking specifically for Zelle or Venmo payouts, then Paramount Fundraising is a well-reviewed option.
  • Pick a Date to Donate and CalendarFundraiser.net are also solid options with fees but no up-front costs to get started.
  • If you're an individual running a personal calendar (Teamfi only serves organizations with a Tax ID), Pick a Date to Donate, MonthFund, or CalendarFundraiser.com all support individual campaigns.
  • If you'd rather your donors cover every cost so your org books 100% of the calendar total, Pick a Date to Donate, EveryPenny, and CalendarFundraiser.com are structured that way.

How We Compared These Platforms

Every fee, feature claim, and review count in this guide was last pulled on September 29th, 2026, directly from each platform's public website, and every fee was re-verified on October 6, 2026: pricing pages, feature pages, FAQs, and published content. Where a fee amount or fundraising feature is not publicly disclosed, we say so rather than guess. Operating history is estimated from each platform's earliest Internet Archive capture; platforms may be older than their earliest capture. This comparison is published by Teamfi. To keep the comparisons fair, we ran the identical $10,000 example campaign through every platform's published fee structure (ours included) and we tell you where other platforms are the better fit.

Quick Overview of All 7 Calendar Fundraiser Platforms

Before we dive into the details, compare the top 7 calendar fundraiser platforms on five important categories: Platform/Subscription Fees, Payment Processing, Payout options, 3rd party reviews, and Audience.

Note: Each platform’s details are pulled from each platform's website as of September 2026; fees re-verified October 2026.

Platform Platform / Subscription Fees Payment Processing Payout Options Google Reviews Best For
Teamfi $0 — no platform, subscription, or mandatory donor fees (optional donor tips fund the platform) 2.9% + $0.30 (Stripe), deducted from donations Check or direct deposit 5/5 (46 reviews) Sports teams, school groups and clubs that want $0 in platform, subscription, or mandatory donor fees, with SMS automation and setup help included
Pick a Date to Donate 4.2% platform fee, added to each donor's transaction 2.9% + $0.30, also added to the donor's transaction Direct deposit via Stripe No public reviews Teams, nonprofits, and individuals who want donors to cover all fees
MonthFund 3% donor-covered infrastructure fee on free Community plan; 2% on Professional ($49/mo); 0% on Network ($199/mo); flat 5% for personal accounts 2.9% + $0.30 (Stripe; 2.2% + $0.30 for many nonprofits), on your connected Stripe account Via your connected Stripe account (direct deposit) No public reviews Orgs running recurring monthly calendars; individuals
Paramount Fundraising $0 platform fee to orgs; flat 12% service fee added to each donor's contribution at checkout 2.9% + $0.30 (Stripe), deducted from your payout Zelle, Venmo, ACH (direct deposit), or check — same day at close 5/5 (83 reviews) Organizations that want a fully done-for-you fundraiser
CalendarFundraiser.net 7.99% of all donations (all-in) Included in the 7.99% (Square) Bank transfer or check; withdraw anytime No public reviews Schools, youth sports, booster clubs
EveryPenny $0 to the org; donor-paid fee added to each donation, tiered by gift size — 14.95% up to $100, 9.95% on $100.01–$250, 3.95% on $250.01–$500, 2.95% over $500 (flat 14.95% on gifts through the secondary donation form); covers processing, hosting, and support Included in the donor fee ACH, PayPal, or check No public reviews School organizations, bands, booster clubs
CalendarFundraiser.com $0 — no subscription; donors pay a service fee at checkout, tiered by the highest date claimed ($1 for the 1st up to $7 for the 26th–31st) plus $3 per additional date Included in the donor service fee Direct to your own Stripe or Square (PayPal listed as coming soon) No public reviews School groups, teams, and individuals (personal causes)

The 7 Calendar Fundraiser Platforms, Reviewed

Teamfi (teamfi.works) – best overall for teams, schools, and youth organizations

  • Track record: 2,000+ no-fee Calendar fundraisers with perfect 5 star rating across Google and Facebook (40+ reviews) and 70+ real testimonials listed on website
  • Why it leads the list: Teamfi’s calendar fundraiser has no platform or mandatory donor fees with transparently listed payment processing fees from Stripe – exists purely based on optional tips from donors that are clearly listed at checkout and never deducted from donations. All features: automated SMS outreaches to donors (replacing manual sharing), Non-profit verifications and tax receipts, dynamic subgroups for participants, live-tracking, reports and more all included for free – no additional costs. Also offers 3 additional digital fundraising options in addition to calendars giving your organization future flexibility.
  • Honest Limitations: Teamfi does not do calendar fundraisers for individuals, only groups and organizations with a valid Tax ID. Also, unlike some donation platforms, Teamfi does not have a built-in CRM or ticketing system. Last, Teamfi does not have a native mobile app but is mobile friendly – if you’re looking specifically for a mobile app then Teamfi may not be the choice for you.
  • Best For: sports teams, booster clubs, PTOs, school groups, nonprofits, clubs, and any group that wants to maximize advanced fundraising features and take-home with setup help included. Also a great fit for organizations running a fundraiser multiple times and want future flexibility with digital fundraising options (crowdfunding, a-thons, and “fill my” fundraisers) on one platform.

Pick a Date to Donate (pickadatetodonate.com)

  • Track record: Newer platform (online since around 2024 based on available information) – no public Google reviews or reviews on website, but does list a couple live campaigns.
  • Overview: A focused calendar fundraiser product with a straightforward use-case and distinct fee structure. Instead of taking fees from your total, both the 4.2% fee and the 2.9% + $.30 payment processing are added on top of each donor transaction. This means that your organization gets to keep 100% of the calendar face value with the costs of the campaign carried entirely by your donors. Based on available information on their website, their audience is organizations, non-profits, and individuals.
  • Honest Limitations: While self-labelled as “completely free to use”, the automatically-added donor cost of 4.2% + payment processing (roughly 7%) is a real cost to donors at checkout for each donation. These added donor costs are something to consider when choosing a calendar platform– they may affect whether a donor wants to give and how much they give. Also, while focused on calendar fundraiser campaigns, if you wanted to do a different fundraiser next year you would have to switch platforms as they only offer calendars.
  • Best For: Organizations who are looking for a lower fee than typical 10-20% of large fundraising companies at 4.2% (+ payment processing) and don’t mind passing the fees to their donors. Also a great option for individuals who are looking to run their own calendar fundraisers.

For a deeper side-by-side, see our full Teamfi vs. Pick a Date to Donate comparison.

MonthFund (monthfund.com)

  • Track record: Online since early 2026 (based on available information); no public Google reviews or website testimonials yet, but an extensive, calendar-focused content library and feature set.
  • Overview: MonthFund is another fully calendar-centric fundraising platform with an emphasis on recurring monthly campaigns (a new calendar fundraiser each month) but has built an expansive website that is very focused on calendar fundraiser specific content. Lists full features guide with many professional-grade features, and offers a unique, recurring calendar fundraiser option. Has multiple different tiers of subscriptions and a donor-covered "infrastructure fee" added at checkout: 3% on the free Community plan, 2% on Professional ($49/mo), 0% on Network ($199/mo), and a flat 5% for personal accounts.
  • Honest Limitations: The free Community plan caps at 50 active participants and 2 active campaigns at a time, so larger groups, or anyone running several campaigns at once, will need a paid subscription ($49–$199/mo). The total cost picture takes some math: a donor-side fee of 0–5% depending on plan, plus a subscription of $0–$199/mo, plus Stripe processing on your connected account. Additionally, organizers looking for the flexibility of multiple fundraiser types beyond calendars will have to look elsewhere as it is a single-product platform. As a newer platform to the internet (early 2026 based on available information), it does not yet have any of the third-party review history of longer running platforms.
  • Best For: Organizations looking to run recurring calendar fundraisers that start over with every month of the year, and individuals or organizations with up to 50 participants looking to use their free plan and are okay with a 3% infrastructure fee being passed to donors.

For a deeper side-by-side, see our full Teamfi vs. MonthFund comparison.

Paramount (paramountfundraising.com)

  • Track record: Online since roughly 2022 (based on available information) trusted by 1,200+ organizations per their site, with a 5-star Google and Facebook rating on 80+ reviews and 10+ website testimonials.
  • Overview: Paramount is a full-service option: they build your branded calendar, write your participant instructions and email templates, create per-participant PDFs and QR codes, and handle all payments — you just share the link. They also offer some fundraising flexibility with a second format called "The Big Picture," and the widest payout menu on this list: Zelle, Venmo, ACH, or check, sent the same day you close.
  • Honest Limitations: While Paramount advertises "$0 platform fees for organizations," a flat 12% service fee is added to each donor's contribution at checkout — their site calls it a "small fee," but lists the rate at 12%. On our $10,000 example campaign that's $1,200 added to what your donors pay. Other limitations are that all accounts are handled by Paramount, meaning your participants may not be able to live-update their own campaign and the campaign may not be at your own pace. Additionally, Paramount does not appear to have many advanced features like built-in messaging automation, participant grouping, nonprofit verifications, exportable reports or copy & pasting of fundraisers.
  • Best For: Groups that want a well-reviewed, near-zero-effort fundraiser and don't need advanced self-serve features — with the caveat that donors pay a flat 12% fee on every contribution.

For a deeper side-by-side, see our full Teamfi vs. Paramount Fundraising comparison.

CalendarFundraiser (calendarfundraiser.net)

  • Track record: Newer platform (online since around 2024, based on available information) – no public reviews or testimonials listed on website.
  • Overview: A relatively newer platform to calendar fundraisers but, as shown by their name, is solely focused on calendar fundraisers. The platform seems straight-forward with features such as multiple payment options (including credit card, Apple Pay and Google Pay), live updates and unique share links per participant.
  • Honest Limitations: There are real limitations for CalendarFundraiser.net with the biggest being the 7.99% platform fee. While payment processing is included in this fee, that is still one of the most expensive options detailed on this list.
  • Best For: Schools, youth sports, and booster clubs that want a fast launch and anytime withdrawals. Also a great option for organizers who are okay with a 7.99% being taken out of payments, and don’t want donors to have an additional surcharge at checkout.

For a full side-by-side, see our full Teamfi vs. CalendarFundraiser.net comparison.

EveryPenny (everypenny.fund)

  • Track record: Online since around 2024 (based on available information). No public Google reviews or other 3rd party reviews, though the site describes campaigns in detail and lists four testimonials.
  • Overview: EveryPenny is a calendar-only platform with a done-with-you calendar service: your participants sign-up for an account, and then they build every participant's personalized page (photo, bio, optional video, calendar, share buttons) and can have you live instantly after an account is created. A secondary donation form catches gifts when a calendar is full. At close, they send one payment with a per-participant report, via ACH, PayPal, or check, with no payout fee.
  • Honest limitations: The cost structure is the big one: a donor-paid fee is added to every donation — 14.95% on calendar gifts up to $100, stepping down to 9.95%, 3.95%, and 2.95% on larger gifts (and a flat 14.95% on secondary-form gifts). Since most calendar days are $1–$31, nearly all calendar donations land in the 14.95% tier, which is the largest percentage-based donor fee on this list ($1,495 added to donors' costs on our $10,000 campaign). Your org books 100% of face value, but your donors carry a substantial surcharge. Setup is in-part handled by EveryPenny rather than self-serve, payout comes only at campaign close, and there's no mention of advanced features such as SMS automation, sub-grouping, detailed tracking/reports, or nonprofit verification.
  • Best for: School organizations, bands, and booster clubs that want hands-off calendar page creation and 100% of face value, and whose donor base won't be deterred by a 14.95% checkout surcharge on typical calendar-sized gifts.

CalendarFundraiser (calendarfundraiser.com)

  • Track record: Based on available information has been online since the beginning of 2026. No public reviews or testimonials listed.
  • Overview: A calendar-only platform with a polished self-serve product: interactive real-time calendars, five design themes with full branding customization, class/team organization with leaderboards, QR codes and unique links per participant and class, CSV participant import, and analytics dashboards. There are no subscriptions or tiers — the platform is free for organizations and individuals alike, funded by a donor service fee at checkout that is set by the highest-numbered date in the cart: $1 for the 1st, $2 for the 2nd–3rd, $3 for the 4th, $4 for the 5th–7th, $5 for the 8th–19th, $6 for the 20th–25th, and $7 for the 26th–31st, plus $3 for each additional date claimed in the same checkout. The fee includes card processing, so every calendar dollar reaches the organization. Donations settle directly in your own Stripe or Square account (PayPal listed as coming soon).
  • Honest limitations: The tiered donor fee is heaviest on small and high-numbered gifts — a $3 day carries a $2 fee (67%), a $15 day carries $5 (33%), and a $22 day carries $6 (27%), and each extra date in the same checkout adds $3. Your org keeps 100% of face value, but only because donors pay that fee on top of their gift. Separately, on donor "boosts" or days priced above face value, CalendarFundraiser keeps 27.9% of the amount above face value plus 2.9% for card processing.
  • Best for: Groups and individuals who want a self-serve, design-forward calendar with instant payouts to their own Stripe or Square account — and are okay with donors paying a mandatory per-checkout service fee (for example, $6 on a $22 day).

For a deeper side-by-side, see our full Teamfi vs. CalendarFundraiser.com comparison.

Calendar Fundraiser Features: Side-by-Side Comparison

Now that each platform has been introduced, let’s break each down based on features available.

In the table below, a ✅ means the feature is confirmed on the platform's public website, a ❌ means the platform confirms it is not offered, and a "—" means that feature could not be explicitly confirmed from the platform's publicly available information.

Feature Teamfi Pick a Date to Donate MonthFund Paramount CalendarFundraiser.net EveryPenny CalendarFundraiser.com
Multiple Fundraiser Types ✅ (4 types) ❌ ❌ ✅ (2 types) ❌ ❌ ❌
Fundraisers for Individuals ❌ ✅ ✅ — — — ✅
No platform/subscription fees ✅ ✅ (donor-paid) ❌ ($49–$199/mo above 50 participants) ✅ ❌ (7.99%) ✅(donor-paid) ✅(donor-paid)
No mandatory donor-side fees ✅ ❌ (~7.1% + $0.30 added) ❌(0–5% always charged; donor can cover, otherwise deducted from payout) ❌ (flat 12% added) ✅ (fee deducted, not added) ❌ (14.95% added on gifts ≤ $100; 2.95–9.95% above) ❌ ($1–$7 + $3/extra date added)
Automated SMS donor outreach ✅ — (not listed) — (not listed) — (pre-written templates, not automated) — (not listed) — (not listed) — (not listed)
One-click social sharing ✅ — ✅ ✅ ✅ ✅ ✅
Custom calendar branding ✅ — ✅ (campaign pages) ✅ — ✅ ✅
Allows for Custom Calendar Donations ✅ ✅ — ✅ — — —
Participant sub-grouping ✅ — — — — — ✅
Personalized participant calendars (photos, names) ✅ — — — — ✅ ✅
Live tracking & reporting ✅ — ✅ (full reports on paid plans) ✅ ✅ ✅ (report at close) ✅
Nonprofit verification & tax receipts ✅ — — — — — —
CSV exports ✅ — ✅ (capped on free; full on paid) — — — — (CSV import; advanced reporting)
Recurring calendar campaigns ❌ — ✅ (core focus) — — — —
Fundraiser copy/paste ✅ — ✅ — — — —

Calendar Fundraiser Cost Comparison: What Each Platform Actually Costs

To keep things fair, we run the identical example campaign through every platform's published fee structure. Here’s the example campaign:

  • 30 participants
  • $10,000 raised
  • 200 donations ($50 average)
  • Singular month timeline (1 month)

Standard Stripe processing is 2.9% + $0.30 per donation. On this campaign that's 2.9% × $10,000 = $290, plus $0.30 × 200 donations = $60, for $350 total — leaving $9,650 for the organization when processing comes out of donations. Processing is the baseline cost of accepting card payments on any platform, not a platform fee, so each platform below is measured on what it adds above that $350.

Platform (plan used) Payment processing (baseline, ~$350) Platform costs paid by your org Mandatory platform costs paid by donors Org take-home Take-home % Total platform-attributable cost
Teamfi (free — only plan) $350.00, deducted from donations $0 $0 (tips are optional and can be declined) $9,650.00 96.5% $0
MonthFund (Community, free — covers up to 50 participants) $350.00, deducted via your connected Stripe $0 $300.00 (3% infrastructure fee, assuming donors cover it) $9,650.00 96.5% $300.00
MonthFund (Network, $199/mo) $350.00, deducted via your connected Stripe $199.00 subscription $0 $9,451.00 94.5% $199.00
Pick a Date to Donate (only plan) $350.00, added to donors' checkout $0 $420.00 (4.2% platform fee) $10,000.00 100%* $420.00
CalendarFundraiser.net (only plan) Included in the 7.99% all-in fee $799.00 deducted (≈$449 above the processing baseline) $0 $9,201.00 92.0% ≈$449.00
EveryPenny (only plan) Included in the donor fee $0 $1,495.00 added at checkout (≈$1,145 above the processing baseline)‡ $10,000.00 100%* ≈$1,145.00
CalendarFundraiser.com (only plan — no subscription) Included in the donor service fee $0 ≈$2,200.00 added at checkout (tiered per-checkout fees, ≈$1,850 above the processing baseline)† $10,000.00 100%* ≈$1,850.00
Paramount Fundraising (only plan) $350.00, deducted from your payout $0 $1,200.00 (flat 12% added at checkout) $9,650.00 96.5% $1,200.00

*100% of face value — but only because donors paid the fees on top of their gifts. Total money out of your community's pockets to put $10,000 in your account: $10,770 (Pick a Date to Donate), $11,495 (EveryPenny), or about $12,200 (CalendarFundraiser.com).

†CalendarFundraiser.com's fee is set per checkout by the highest date claimed ($1–$7) plus $3 per additional date, and includes card processing. ≈$2,200 assumes our standard 200 donations at a $50 average, typically 2–3 dates per checkout topping out in the 20s (about $11 per checkout). The real total depends on how donors bundle dates.

‡EveryPenny's $1,495 assumes every gift is $100 or less, which fits our 200-donation, $50-average example and nearly all calendar-day gifts ($1–$31). EveryPenny's rate drops to 9.95% on gifts of $100.01–$250, 3.95% on $250.01–$500, and 2.95% over $500 (gifts through its secondary donation form are a flat 14.95%), so campaigns with many large gifts would see a lower donor-side total.

Cost comparison summary: The $350 of standard payment processing on this example applies everywhere (that’s just the cost of moving money on the internet). The real comparison is what each platform charges beyond it. On that measure Teamfi is the only calendar platform with a platform-attributable cost of $0: no subscription, no platform fee, no mandatory donor surcharge. With the example Teamfi fundraiser there’s $10,000 given, $350 in unavoidable Stripe processing, $9,650 to your organization, and $0 in mandatory fees to anyone.Every other option adds between $199 (MonthFund Network) and roughly $1,850 (CalendarFundraiser.com) in platform costs on a $10,000 campaign.

The "100% take-home" platforms (Pick a Date to Donate, EveryPenny, CalendarFundraiser.com) achieve that number by adding to what your donors pay. Whether that's acceptable is your call, but it isn't free — it's a cost relocated onto the people supporting you, and it can suppress gift sizes. CalendarFundraiser.com's tiered per-checkout fee lands around $2,200 on this example, the largest donor-side cost on the list, ahead of EveryPenny ($1,495) and Paramount's flat 12% ($1,200). MonthFund is free at this size on its Community plan with a 3% infrastructure fee at checkout, or $49–$199/mo on paid plans that lower the fee to 2% or 0%.

One distinction worth naming plainly, since "0% platform fee" claims get muddy fast: an optional tip (Teamfi's model) can be declined by the donor with zero effect on the donation. A mandatory fee added at checkout (Pick a Date to Donate, EveryPenny, Paramount, CalendarFundraiser.com) cannot be declined — it can only be paid. Those are different things, and comparisons that treat them as equivalent obscure your donors' real costs. MonthFund sits in between: its infrastructure fee (3% on Community, 2% on Professional) is always charged — donors are prompted to cover it at checkout, and if they decline, it comes out of the organization's payout. Unlike an optional tip, it can't be set to $0.

Frequently Asked Questions

Are There Any Free Calendar Fundraiser Platforms?

Yes, based on the extensive review of the available Calendar fundraiser platforms, there is one – Teamfi is the only true “free” platform when it comes to not charging any platform fees, subscription fees, mandatory donor fees or any other fees. It is supported solely by optional tips at checkout.

While many platforms self-describe as “free” or “no upfront cost” you have to be careful to look at the following to see if it’s really free:

  1. Platform fees (any % deducted from donations or charged to the organization) – 7.99% charged by CalendarFundraiser.net
  2. Subscription Fees for plan size or premium features – charged by some platforms like MonthFund ($49–$199 above 50 participants)
  3. Infrastructure fees – charged by some platforms like MonthFund (0-5%) depending on subscription level
  4. Donor Fees – mandatory fees added on top of each donation charged by Pick a Date to Donate (4.2% plus processing), Paramount Fundraising (flat 12%), EveryPenny (14.95% on gifts up to $100, tiered down to 2.95% on larger gifts), and CalendarFundraiser.com ($1–$7 per checkout depending on the highest date, plus $3 for each additional date)

So while many options look completely free at first glance, in most cases the cost has simply moved to your organization, your donors, or both. Standard payment processing (roughly 2.9% + $0.30 via Stripe) applies on every platform; the difference is what gets charged beyond it, to whom, and whether it's disclosed.

How Much Does a Calendar Fundraiser Platform Cost?

The answer to this really depends on which fees are present and who's paying (your organization, your donors, or both). Standard payment processing (about 2.9% + $0.30 per donation) applies on every platform — that's the cost of accepting card payments anywhere. Beyond that baseline, on a one-month, $10,000 campaign with 30 participants, platform-attributable costs run from $0 (Teamfi) up to roughly $1,850 (CalendarFundraiser.com): $199–$300 for MonthFund depending on plan, $420 for Pick a Date to Donate, about $449 for CalendarFundraiser.net, about $1,145 for EveryPenny, and $1,200 for Paramount. CalendarFundraiser.com's figure is an estimate because its fee is set per checkout ($1–$7 by the highest date claimed, plus $3 per additional date), so the real total depends on how donors bundle dates.

Are There Any Alternatives To Using a Digital Calendar Platform?

Yes, if you are not sold on using a digital platform for your calendar, you could go the pen and paper route with your fundraiser — our step-by-step guide covers both the paper and digital versions if you want to see what each looks like in practice. However, there are tradeoffs to be aware of when opting for a pen and paper calendar fundraiser.

While the only cost associated with a pen and paper calendar fundraiser is a template – unless you get a free calendar fundraiser template – it also comes with a significant amount of work that digital platforms automate. Such features include: collecting payments, automated outreaches and social media sharing, tracking days donated and custom donations, direct deposit payouts and more. Additionally, pen and paper calendar campaigns typically have a longer planning and turn-around time (6-8 weeks) than digital calendar fundraisers (3-4 weeks) because there are more logistics involved like printing templates, handing them out, cash/check collection and more. And if you are considering fundraiser types beyond calendars entirely — pledge drives, product sales, or donation platforms — we have compared Teamfi head-to-head against 20+ other fundraising platforms, from Snap! Raise to RallyUp, using the same fee and payout criteria.

Is An Optional Donor Tip the Same as a Donor Fee?  

No these are not the same, and the difference matters when comparing platforms. An optional tip is shown at checkout and the donor can edit it or decline it altogether— the donation goes through to the organization unchanged either way. On the other hand, a mandatory donor fee (usually just listed as a “donor fee”)  is added to every transaction and cannot be edited or declined.

Some platforms describe donor-covered fee models as more "transparent" than tips, but a disclosed fee is still a required surcharge, while a tip is a choice. When comparing costs, count mandatory fees on both sides (organization and donor); count optional tips as $0 mandatory cost, because that's what they are – a donor fee cannot be removed from a transaction, while an optional tip can be set to $0.

What Does "Keep 100% of Donations" Actually Mean?

It usually means the fees were moved to your donors, not removed. Pick a Date to Donate, EveryPenny, and CalendarFundraiser.com all deliver 100% of calendar face value to the organization by adding their fees on top at checkout — on our $10,000 example, donors pay about $10,770, $11,495, and $12,200 respectively. MonthFund's "100% of the intended gift" depends on each donor choosing to cover its 3% or 2% infrastructure fee; if they decline, it comes out of the organization's payout. Card processing (about 2.9% + $0.30 per donation) has to be paid by someone on every platform, so a true 100% take-home always means donors covered it. Teamfi takes the other approach: organizations keep about 96.5% after Stripe processing, and donors pay nothing extra unless they choose to leave an optional tip.

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